Don't worry if you've missed an episode of Rands with Sense. We will load every weeks' episode here for you to catch up.
- Episode 26 - Series Overview
The first season of this ground-breaking series about real people in financial crises with experts giving them advice, comes to an end today. In this episode we give an overview and focus on the most essential rights the consumer has as well as repeating crucial information regarding the National Credit Act, established to protect the consumer against illegal and costly financial practices and predators. Season 2 of this liberating series will be back at 11:00 am, 19 February 2015. Only on SABC2.
- Episode 25 - Atang Thsikare
This series is about real people in financial crises with our experts giving them advice on how to have Rands with Sense. However, episode 25 lifts the spirits with an inspirational story about perseverance and courage. We focus on successful young artist Atang Thsikare doing what he loves best: creating art while being secure about how he handles his finances.
- Episode 24 - Students and their money matters
This episode focuses on young students and how they view money and their futures. They openly discuss their pocket money, their part-time jobs and share their advice on money matters with viewers.
- Episode 23 - Last-resort for debt: insolvency
In this episode we focus on the last financial solution to your money worries: insolvency. We look at how this decision can bring freedom as well as financial boundaries that can only be lifted when the person is 'rehabilitated' financially in the eyes of the law.
- Episode 22 - Rand Round Up
We revisit the most recent guests who featured and part with hot tips and advice on how viewers in similar situations can benefit from their stories.
- Episode 21 - Selloane Lebeko
Today we meet Selloane Lebeko from Bloemfontein, a 47-year old woman who is in debt as a result of the end of her abusive marriage and no financial support from her ex. Although she has been separated from him for more than eight years, they only divorced a year ago. In that time, she has hardly received any maintenance for their teenage daughter. Barely making enough to support herself and her daughter, Selloane fears her abuse ex-husband more than she fears living on debt. Can our experts help her overcome her fear and demand what is rightfully hers?
- Episode 20 - Entrepreneurs
In this episode we talk about entrepreneurship and how it might be the answer to this country's unemployment and debt issues. With the level of unemployment in South Africa on the rise, entrepreneurship offers the jobless and even some with jobs a better option to earn a living. This episode will offer top tips, good guides and wise words on how to become an entrepreneur, and what the characteristics of a good entrepreneur. What advice will our experts have for entrepreneurs, people still trying to decide if entrepreneurship is for them, and small businesses trying to cope in these tough economic times?.
- Episode 19 - Felicity Guest part 2
In this episode we continue the story of Felicity Guest. Felicity a mother of five was forced to make debt after her husband divorced her fraudulently and never made any provisions to pay maintenance for his children. Felicity has had to go through a lengthy court battle firstly to reverse the fraudulent divorce and then to fight to get maintenance for her children, especially her one son who is severely disabled. Felicity must now rebuild her life after being evicted from her house and having to downsize to reduce her living expenses. Will our experts manage to help Felicity move on from her problems and find financial freedom?
- Episode 18 - Felicity Guest part 1
In this episode we introduce the story of Felicity Guest. Felicity is a mother of five who was thrust into debt after a traumatic divorce. After having trouble in her marriage, Felicity was shocked one day when she received an email with a divorce decree. The divorce was obtained fraudulently and left no provision for maintenance for her children. With no help from her husband, no income of her own and no maintenance, Felicity was forced to make debt to keep a roof over her head and food on the table.
Felicity now struggles with paying rent, paying off her debt and looking after her severely disabled son. What can our experts do to help this mother overcome her challenges?
- Episode 17 - Rand Round Up
In this our third Rand Round Up, we recap the stories of the previous guests and give viewers more hints and tips on how to cope with similar situations in their lives. Today's episode gives top tips, good guides and wise words on how to avoid debt ruining your relationship, how to take control of your debt, how to prepare for retirement and not waiting until it is too late to start saving. This episode will also look at what parents and schools should be teaching the youth about finances, how to deal with giving children pocket money and ways of preparing for your child's education.
- Episode 16 - Christopher Robertson Part 2
In this episode, we continue the story of Christopher Robertson. Christopher came to this show to advise others about debt and in the process discovered that he had a bigger problem than he thought. He had more debt than he realised and at 52 years of age, had nothing saved up for his retirement. Christopher's debt was caused by his passion for providing his family with the finer things in life, even though at times he did not have the money for it. Christopher must now find a way to pay off his debt and save for retirement. Is it too late for this man or will our experts lead him to financial freedom?.
- Episode 15 - Christopher Robertson part 1
In this episode we begin the Christopher Robertson story. Christopher is a proud husband and father who tried to give his family all the things he thought they wanted. This trend of spending money on the finer things in life then left him in debt. As Christopher gets older he has realised that he never put anything aside for himself and his family for when he retires. Christopher must now find a way to pay back his debt and put some money away for his old age. Is it too late for him to find financial freedom? What can our experts do to help with this man's burden?
- Episode 14 - High School Seniors
In this episode, we ask what the children of this country know about money. Episode 14 takes a look at what the education system in this country is doing for financial literacy. We talk to high school seniors to see what they know about money and where they get their knowledge from. These high school seniors will give us insight into what they know about money, savings and debt.
Are the youth better equipped to deal with money or are they bound to continue the cycle of irresponsible spending?
- Episode 13 - Mpho and Molebatsi part 2
In this episode, we continue the story of the Lebenyas from Bloemfontein. Over the years they have accumulated a large amount of debt which is pulling this couple apart. Their debt repayments leave very little for the couple to live on, and to support their three children and a late relative's child.
Will Mpho and Molebatsi win their battle against debt and still save their marriage?
- Episode 12 - Mpho and Molebatsi part 1
In this episode, we meet the Lebenyas of Bloemfontein. Over the years they have accumulated a large amount of debt which is busy pulling them apart. The debt repayments are almost as much as their salaries. While having to provide for their three children and a late relative's child, they are living in a house only partly-renovated.
Mpho and Molebatsi must now try to find a way to come together to fight their joint financial battle. What can our experts do to get them back on the right track? Will they be able to sustain their marriage after all this strain?
- Episode 11 - Rand Round Up 2
In this episode, our second Rand Round Up, we recap the stories of the previous guests and give viewers more hints and tips on how to cope with similar situations in their lives. Today's episode gives top tips, good guides and wise words on how to repay debt quicker, some great income-boosting ideas, your rights regarding disability benefits, why a stokvel is a good idea and how to deal with the anniversary of the loss of a loved one without spending money in the hope to dull the longing and pain.
- Episode 10 - Geraldine Rowles
In this episode we meet previous-single mom Geraldine Rowles from Bloemfontein who raised and educated her three kids on the salary of a domestic worker. Other than the odd small account, she has been debt-free all of her life. Now married to a father of two, a contract worker whose income is unreliable, she continues to raise and educate this expanded family of five kids on her humble salary. Geraldine does not need our experts' help. Instead, she shares the secret of her financial stability and successes with the viewers.
- Episode 9 - Sam Mahlaku
Episode 9 features the story of Sam Mahlaku. Sam is a man in despair because he is not only in debt but he is also unemployed, suffers from glaucoma and is HIV positive? What can our experts do to show Sam that there is still a light at the end of the tunnel?
- Episode 8 - Sharon Rhode part 2
This is the second part of the Sharon Rhode Story. Sharon Rhode started making debt after the death of her new-born baby girl. Sharon tried to deal with her loss by spending as much as she could. Without the funds to support her spending habit, Sharon made more and more debt. What will our experts do to help Sharon with her grief and her debt?
- Episode 7 - Sharon Rhode part 1
In this week's episode we look at the first part of the Sharon Rhode story. After the death of her new-born baby girl, Sharon went into a depression that lead her to seek relief in retail therapy. Without the funds to support her spending habit, Sharon started making more and more debt in an effort to soothe her sadness. Sharon must now find a way to not just deal with her loss but also repay the debt that she has made.
What can our experts do to help Sharon with her grief and her debt? Does she have the strength to move on from her loss?
- Episode 6 - Rand Round Up
Catch our first Rand Round Up where we offer viewers good financial management skills based on the true stories of the previous guests of the show. In this episode we explain viewers' rights to debt review or administration, how to enjoy a clean credit record, how to work for yourself to improve your finances and the characteristics of a debt-free person.
- Episode 5 - Isaac Mokgotho part 2
In last week's episode we revealed the plight of a young man's dire need for financial assistance. Isaac Mokgotho bravely admitted to drowning in debt without his family's knowledge.
Join us as we catch up with this young soldier and see what progress he has made thus far since we last met with him. And if his family has chosen to stand by him...?
- Episode 4 - Isaac Mokgotho part 1
Episode 4 features the first part of the Isaac Mokghoto story. A soldier in the defence force, enstranged from his family through work, and sitting with R100k debt at the age of 25. Debt that he made through ignorance, thinking he never has to repay it. To make his anguish more, he has never confided in his family and girlfriend about his debt. Now, he pays so much in instalments that he battles to come out on his pay, never mind being able to continue supporting his 7-year old son from an ex-girlfriend, his new pregnant girlfriend and his domestic-worker-mother. Can our experts help him? Wil he have the guts to tell his family and gain their support?
- Episode 3 - Tabisa Maketa
Episode 3 features new businesswoman Tabisa Maketa from Cape Town who lives above her means, has an unstable income from doing nails at home and has a live-in boyfriend who does not work. Tabisa claims to have a lot of debt and dreams of having a clear credit record. She however refuses to downsize, the boyfriend seems unenthusiastic to find a job and the end of her story does deliver a surprise or two...
- Episode 2 - Anne Siroky part 2
Part two continues with the Anne Siroky-story. Can she reclaim her financial integrity?
- Episode 1 - Anne Siroky part 1
Episode 1 features Anne Siroky, an ex-winner of the SABC2 Shoprite Checkers Woman-of-the-Year-Award , and her fall from financial grace.
Find out more by watching Rands with Sense on SABC 2, Mondays at 10:30.